Norway's folketrygden is an all-in-one scheme: the same membership covers pensions, health care, sickness and parental benefits. Retirement pensions accrue as a percentage of annual income into a notional balance, and membership generally follows residence or work in Norway. The agreement decides whether you and your employer pay into folketrygden or U.S. Social Security.
U.S. retirement benefits normally need 40 quarters (10 years) of credits. If you split a career between the U.S. and Norway, you might fall short in each country alone. As long as you have at least 6 quarters of U.S. credits, the agreement lets you add your Norway credits to reach eligibility — the U.S. then pays a benefit pro-rated to your U.S. credits only.
A Certificate of Coverage is the document that proves you're exempt from one country's social security. For U.S. coverage, the employer requests it from the SSA Office of Earnings & International Operations. Norway's authority issues the equivalent when Norway covers you.
Under the U.S.–Norway agreement, a worker sent by a U.S. employer for 5 years or less normally stays under U.S. Social Security only and is exempt from Norway's system. Your employer obtains a U.S. Certificate of Coverage as proof. Beyond 5 years, coverage shifts to Norway.
Yes. If you have at least 6 quarters (about 1.5 years) of U.S. credits, the agreement lets you combine ("totalize") your U.S. and Norway credits to reach the 40-quarter (10-year) threshold for a pro-rated U.S. retirement benefit.
The agreement has been in force since 1984.
Pension taxation depends on Norway's domestic law and the separate U.S.–Norway income tax treaty (if any), not the totalization agreement. The totalization agreement only governs which country's social security system covers you and how credits combine. Confirm pension taxation with a cross-border tax advisor.
Not automatically. Norwegian National Insurance bundles pensions with health and other benefits, so exemption via a U.S. certificate of coverage affects more than pension contributions. Posted workers should confirm health-care arrangements (employer coverage, voluntary membership, or private insurance) before the assignment starts.